QR invoice (Swiss QR-Bill)
Swiss QR payment slip per SIX standard – with IBAN, QR reference and amount right on every invoice.
Now available
From quote to closing balance.
Write the quote, send the invoice with Swiss QR bill, match the payment from the bank file, book the receipt, file VAT: in Saldio that is one continuous flow instead of four programs that do not talk to each other.
- From CHF 15 per month
- 7 days free, no credit card
- Data stays in Switzerland
Inside the app
This is what Saldio looks like day to day.
Real screens from the app, no mockups. Click an image to enlarge it.
Income, expenses and open invoices at a glance.
Shipped
What Saldio already does today.
A selection of the key capabilities – the full scope lives on the features page.
CAMT bank import
Import CAMT.053 and CAMT.054: the QR reference matches payments to the right invoice automatically, and every booking stays traceable in the audit trail.
Read e-invoices & QR-bills
Read Factur-X / ZUGFeRD XML and the Swiss QR code straight from the PDF – document, amounts and supplier pre-filled, without AI.
AI receipt recognition
Read scans, photos and till receipts with AI – as suggestions where no e-invoice or QR code exists. Free allowance in every plan.
Double-entry bookkeeping
Every document is booked correctly in debit and credit – per Swiss SME practice.
Automatic VAT
Effective or net tax rate, quarterly or biannual – Saldio prepares form 100 and exports the return as eVAT (eCH-0217) for the ESTV portal.
Fixed asset accounting
Track fixed assets, depreciate straight-line or declining-balance and export the asset register in one click – legacy assets included.
Budget planning
Plan budgets per account and period – actuals come live from the general ledger, variances show immediately.
Year-end close
Balance sheet and income statement per Swiss SME practice, with pre-checks and an audit-proof log – as PDF in DE, EN, FR and IT.
Latest
New on the blog.
What is moving in Saldio – new features, background and the decisions behind them.
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Bookkeeping only, no invoicing: Saldio Starter for CHF 5
You don't write invoices and just want clean books? Saldio Starter is pure financial accounting for CHF 5 a month: Swiss chart of accounts, bank import, year-end close and a login for your fiduciary.
·4 min read
Create and send an invoice: two minutes with Saldio
Create an invoice and send it by email: pick the customer, add line items, send. PDF with QR bill and an online link for your customer, step by step with video.
·5 min read
Testimonials
What our customers say.
Running Huber Visuals, I rely on tools that make my day easier. Saldio is easy to use, clearly laid out and saves me a lot of time on quotes, invoices and bookkeeping. That leaves more time for my actual work. Highly recommended!
Huber Visuals
Alice Huber · Founder
Review on Google
Made in Switzerland
Swiss software. Swiss data.
Saldio is built in Switzerland and hosted in a Swiss data centre. Your data stays under your control.
- Hosted in Switzerland
- Retention per Swiss GeBüV
- Full export at any time
Get started
Ready for your first invoice?
Register, set up your company, get going: 7 days free with the full feature set, no credit card. Then from CHF 15 per month, cancel monthly.
Try for free
7 days free, no credit card
Still have questions? We are here to help: support@saldio.ch